1% Permanent Rate Buydown

Big News From Hildy Homes! 

For a limited time, Hildy Homes has partnered with CrossCountry Mortgage to offer a 1% PERMANENT INTEREST RATE BUYDOWN on all currently listed Hildy Homes! Hurry! Your new home must be under contract by January 1, 2027 to qualify.

WHAT DOES THAT MEAN FOR YOU?

  • Lower monthly mortgage payments 
  • Permanent Savings for the life of your loan
What is a 1% Permanent Rate Buydown?
 An incentive where the interest rate on a buyer’s loan is reduced by a full percentage point for the entire life of the loan, not just the first year or two. It lowers the buyer’s monthly payment.
How much money will it save me as a buyer?
Example:
On a $500,000 mortgage with a 30-year fixed loan (Principal and interest only, excludes taxes, insurance and PMI)
Interest Rate: 6.50% = $3,160 monthly payment
Interest Rate: 5.50% = $2,838 monthly payment with the permanent 1% rate buydown
SAVINGS: $322 a month or approximately $3,864 a year x 30 years = $115,920 saved on the life of the loan
  • Offer subject to lender approval and program terms. Contact CrossCountry Mortgage, Misty Hemphill-Wilson for full details
  • Homes already under contract are not eligible for this incentive. 
  • Offer applies to homes under contract November 5th, 2026 – January 1st, 2027.
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